Owner gets paid upfront
If you'd rather not chase a deposit from your tenant, our NBFC partner pays you the full amount on day one of the lease — while the tenant repays it over time.
Security deposit, your way
Deposit financing that works for either side of the table.
A big lump-sum deposit is a headache whichever side you're on — tenants dislike locking up savings, and owners still worry about damage and unpaid dues. PropXFlow's NBFC-partnered financing solves it both ways, and it's entirely optional.
₹0
Tenant moves in free
No lump-sum deposit. Just small monthly instalments alongside rent, for the lease term you agree.
Optional
Or keep it simple
Prefer a normal deposit? Track it, itemise deductions and refund it transparently at move-out — no financing needed.
Calculator
What would the tenant pay monthly?
Monthly outgo = rent + financed-deposit instalment. Try it for your own property.
Formula: monthly instalment = D × (1 + r)t ÷ t, where D is the financed deposit, r the monthly rate and t the tenure.
If you keep a normal deposit
Refunds you can actually defend.
Move-out checklist
A joint inspection checklist with photos, done inside the app at move-out — so deductions are never a guess.
7-day
Refund tracker
A visible countdown from move-out to refund, so nothing sits forgotten.
How it flows
Four steps to a financed deposit.
Lease + credit agreement
Signed together in one e-sign flow.
NBFC underwrites
Credit and KYC checks run in minutes.
Owner is paid
Deposit lands in your account on day one.
Tenant repays monthly
Small instalments collected with rent.