01 · Onboarding & verificationPaper-free move-ins
A reserved bed triggers the full digital flow: Aadhaar-based e-KYC verifies identity in minutes, a legally valid rent agreement is generated and e-signed inside the app, and tenant records are filed to online police verification portals in supported states — Haryana, UP, Rajasthan and Delhi among them. Payment links stay locked until the onboarding checklist is complete, so nobody moves in half-verified.
02 · RentFlow paymentsUPI-native rent collection
Each tenant's monthly ledger generates its own dynamic UPI QR. Scan from any UPI app → instant settlement → automatic reconciliation → receipt on WhatsApp and SMS. Late fees apply themselves. Cards and wallets work through a standard gateway at 1.8% + GST, shown transparently before checkout — no surprise deductions.
03 · Utilities & billingConsumption-based splitting
Link sub-meters and the engine divides the main bill by real usage — the resident's share equals the total bill times their units over everyone's units. Supports multiple agreements per tenant, bed-level lease terms, automated TDS on invoices, and food/mess charges on the same bill.
04 · MaintenanceGeotagged tickets
Tenants report plumbing or electrical issues with photos. Tickets route through New → In Progress → Resolved, and resolution time becomes a staff KPI you can actually see.
05 · SecurityBiometrics & outpass
Biometric and smart-lock integration for attendance, digital outpass approvals for student housing, and full guest-visit logs — a warden's clipboard, retired.
06 · BrandWhite-label apps
Deploy your own branded tenant app on the Play Store and App Store. Larger chains run entirely on their own name while PropXFlow does the plumbing.
07 · Embedded financeZero-deposit engine
Partner NBFCs underwrite the security deposit using credit history, employment stability and verified KYC. The owner receives deposit + contracted rent upfront on day one; the tenant repays monthly across the lease. Vacancies fill faster and your working capital stops sleeping in someone else's ledger.
08 · ReportsOwner-grade accounting
Occupancy, collections, dues ageing, deposit liabilities and owner distribution statements — exportable, CA-friendly, and separated from operational expenses with trust-accounting discipline.